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We bought from ASHLEY in Lakeland Florida. We opted to do the 90 days because we were not told that if it was prolonged we would not be getting the furniture at the sale price but rather the full amount $6000. Clearly a big difference. Not only was I not told that doing their financing it would go back to the original price but EVERYTIME you make a payment the payment is taxed as well. SO you are Taxed at the time of Sell and on each payment! So We have spent $300 just in taxes on our payments. I only financed as a means to help my credit and this has been a disaster. Luckily the furniture hasn't fallen apart as some of these other stories. But how frustrating is it when you are buying something and not being told the whole truth. I had also called the store asking for receipt of payments and the break down of the sale bc the only sheet I had she wrote the balance on. I had to go into the store to get the copies and I advised that the balance didn't make since especially since our Bill was just under $3000 and I'd made over $2300 in payments. Even the Representative I spoke w/said that didn't make any sense bc rather then me owe the 680+ I still owe over $1000. I would never have spent that much for couch without the benefit of helping my credit. Lesson Learned-I will just pay cash when I want something. Also they do not do any sort of returns. They are also affiliated with Badcock and many others, however if you find something on sale at Badcock and buy through financing it doesn't go back to the regular price but stays at the sale price