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I purchased $290 worth of clothes on my red card. Ended up taking $150 worth back to Target for the refund amount to be put back on my card. That was Monday at 5:15pm. It is Thursday morning and the $150 STILL HAS NOT BEEN ADDED BACK TO MY ACCOUNT! Wouldn't you think that because the Red Card is associated with my checking account it would've been added the refund amount back immediately? Bounced a check because of it and still sitting with a negative balance in my account until the money is refunded. Disappointed and disgusted...also, $35 lighter in my checking account.